Kick 3 Update, Payment issue

Unfortunately I am unable to upgrade, For some reason my bank details have been removed? when trying to add my bank details to my SA account again, I just get an error saying, Gateway Rejected: risk_threshold, never had this happen before!, Also I had the new JU-60 FX which I’m not able to download from my paid plug-ins listings anymore ?? not sure why this has happened either, Maybe its me and I’m doing something wrong again,